Crop Insurance Reminders for June 2011
Replanting Protection: If you find it necessary to replant any of your spring crop acreage, discuss the situation with your agent before the initial planting evidence is destroyed. This is important as you may be eligible for a replanting payment.
Prevented Planting Payments: If you are prevented from planting due to adverse weather, you may be eligible for a payment. Be sure to notify your agent in writing within 72 hours of the final planting date for the affected crop. Also be sure to include the prevented planted acreage on your acreage report and file a notice of loss. More information is available at: http://www.rma.usda.gov/pubs/rme/ppflood.pdf
Required Record Keeping: When planting is completed, most producers have some catching up to do with their farm records. Remember, if you chose to have protection by optional insurance units (usually by separate farm serial numbers), you committed to keeping accurate written farm management records, of acreage and production, by crop for each insurance unit. Additional record keeping requirements are available at the PSU website: cropins.aers,psu.edu.
File Notice of Damage Timely: The policies for most crops require notice of damage to be filed within 72 hours of discovery, by insurance unit, with your crop insurance agent. If loss is anticipated, notice of damage must again be filed at least 15 days before harvesting begins and again within 15 days, of the earlier of, when harvesting is completed on the insurance unit or the calendar date for the end of the insurance period. DIRECT MARKETED CROPS – Yield appraisal is usually required before the crop is harvested, to support a loss claim. NEVER DESTROY EVIDENCE OF A DAMAGED CROP until authorized by a loss adjuster.
Crop Marketing: As you implement your 2011 crop marketing plans, remember that the bushels that make up your crop insurance guarantee are the ones that can be pre-harvest priced at reduced risk. If you insure with Revenue Protection, you have additional protection for your pre-harvest marketing decisions.
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Gene Gantz, USDA/RMA, 717-497-6398
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